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Disclosure Documents
Below is a list of all disclosure documents (containing information regarding fees and charges, and information regarding loan and account terms and conditions) applicable to your NMMC HomeLend™ home loan.
Your NMMC HomeLend home loan number is designated by the letter H plus a number from 1 to 5. Where a disclosure document does not relate to every H-designation of loan, the specific loan designator/s to which the document relates will be given.
For each disclosure document there is a note of which loans it applies to, a description of what it is, advice of its effective date, and a summary of the last change to the document.
This page was last updated on 5 February 2021
| Type |
Fees and Charges |
| Name |
NMMC HomeLend Fees and Charges Schedule |
| Applies to loan/s |
All H-designator loans. |
| Description |
A document containing all of the fees and charges that might apply to your NMMC HomeLend loan. |
| Effective from |
5 February 2021 |
| Last changes |
Page 13:
- Amended Dishonour fees. |
| Type |
Terms and Conditions |
| Name |
NMMC e-banking Terms and Conditions |
| Applies to loan/s |
All H-designator loans. |
| Description |
A document containing the terms and conditions for using the Bendigo e-banking service to view or transact upon your NMMC HomeLend loan. |
| Effective from |
2 December 2020 |
| Last changes |
Changes to wording on various pages re NPP, Fast payment & Osko payments |
| Type |
Terms and Conditions |
| Name |
Home Loan Booklet (Term Loan) |
| Applies to loan/s |
Regulated term loans of designator H1 or H3. |
| Description |
A document containing the terms and conditions for your term loan that is regulated by a credit code. |
| Effective from |
30 July 2020 |
| Last changes |
Change wording from - their external dispute resolution scheme to Australian Financial Complaints Authority |
| Type |
Terms and Conditions |
| Name |
Line of Credit (Regulated) Home Loan Booklet |
| Applies to loan/s |
Line of credit loans of designator H5, and where the loan is regulated by a credit code. |
| Description |
A document containing the terms and conditions for your line of credit loan that is regulated by a credit code. |
| Effective from |
30 July 2020 |
| Last changes |
Change wording from - their external dispute resolution scheme to Australian Financial Complaints Authority |
| Type |
Terms and Conditions |
| Name |
Line of Credit (Unregulated) Home Loan Booklet |
| Applies to loan/s |
Line of credit loans of designator H5, and where the loan is unregulated. |
| Description |
A document containing the terms and conditions for your line of credit loan that is unregulated. |
| Effective from |
28 February 2020 |
| Last changes |
Change notice period from 20 days to 30 days |
 The
above documents are available as a PDF document which can be viewed and
printed using Adobe Reader®. If you do not have Adobe Reader®,
simply click the Get Adobe Reader button to download a free version
from the Adobe website. |
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