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Residential Lending

Our residential loans are available through our Australia-wide network of Loan Originators. Loan applications are forwarded to NMMC, where we approve the applications and issue loan contracts. Once approved, your loan will be administered by NMMC , where we focus on providing quality service to help you achieve your financial aims.

The HomeLend™ Range

Whether you're looking to "set and forget", or want an uncomplicated loan that's still flexible enough to adapt to your changing circumstances, HomeLend™ is a great loan for you. Why pay for features you won't use? The HomeLend™ range offers affordable, easy to understand, flexible loans with a range of attractive features. HomeLend™ is the best choice for all your mortgage finance needs.

Purchasing a home?

We can arrange your First Home Owner Grant for you (if applicable). We can advance you up to 95% of the value of your home and we understand how important it is to have funds available on your settlement day.

Building a home?

HomeLend™ is available as a progressively drawn-down loan. We can finance your house and land package or the building of your home if you have already purchased a block of land. You will need a fixed-price building contract from a registered builder, as unfortunately we cannot finance owner-builders.

Looking at Investment Property?

We can arrange for you to access the equity in your current home to help with deposit and costs, and we can split your loan account for you (for no fee!) to make it easier when it comes around to tax time. We can also offer you funds on an Interest Only basis for your investment property.


HomeLend™ is a great choice if you are refinancing your loan. We don't offer "honeymoon" rates or special offers, we just offer you a competitive rate all year round, for the life of your loan.

Save Money!

We don't charge for features you don't want, and in fact, we don't charge for most of the features you do. You are welcome to make additional repayments on your variable rate loan at any time and reduce your interest charges. If you need these funds back our staff can arrange a redraw for you.

Features of the HomeLend™ range

  • Most products have no monthly fees
  • Fee-free redraws
  • No redraw activation fee
  • Flexible loan terms up to 30 years
  • No fee to fix your rate
  • Split loans at no extra cost
  • Principal & Interest or Interest Only
  • FHOG available at settlement
  • Funding for construction
  • Funding for debt consolidation
  • Loans for vacant land
  • Loans for "hobby farms"
  • We accept direct salary credits
  • Friendly, in-house after settlement service
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